I understand that payments made with a debit card or a credit card may appear on my statement under the name FLUTTERWAVE, STANBIC LAGOS, ZAYNE CO, or any transaction with "LAGOS" in it.

I understand this depends on the payment provider's banking partner at the time of processing, and that ZAYNE has no control over how the transaction descriptor appears on my bank statement.

I acknowledge that all payments are securely handled and processed by our third-party payment provider.

I agree that if I see a transaction under any of the above names that matches the amount and date of my order, I will not initiate a chargeback without first verifying the transaction details.

I agree to contact ZAYNE before raising any dispute, and to review the transaction amount, date, and reference before initiating any dispute with my bank or card issuer.

I agree that if I initiate a chargeback on a transaction matching any of the stated conditions, my order will be canceled and I will be refunded.

I also agree that doing so may lead to the future cancellation of orders associated with my account.